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Privacy Policy

This policy explains how UWe collects, uses, stores, and protects your personal information when you use the Platform.

UWe – FinLife Partner

We at UWe respect your privacy and are committed to protecting your personal information. By using UWe, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information you provide, including your name, mobile number, email address, date of birth, age, occupation, city, family details, and goals you share. We may also collect device information, IP address, usage data such as quiz responses and bill payment activity, and city-level location data with your consent. Aadhaar or PAN may be collected when required for advanced features or government schemes. Consultation notes and feedback from advisor interactions may also be stored.

2. How We Use Your Information

We use your information to create and manage your account, generate personalized Wealth Horoscope and goal suggestions, deliver daily quizzes and award UWe GP rewards, facilitate bill payments and PMJJBY or PMSBY enrollment, match you with suitable advisors and enable video consultations, improve our services, send important updates, and comply with legal and regulatory requirements.

3. Sharing of Information

UWe is a pure connector platform. We share your information only with verified advisors you choose to connect with, limited to necessary profile and goal data; with payment partners such as Razorpay for bill payments; with government scheme partners for PMJJBY or PMSBY enrollment; with service providers operating under strict confidentiality obligations; and where required by law or regulatory authorities. We do not sell your personal data to any third party.

4. UWe GP Rewards Data

Your GP balance, earning history, and redemption activity are stored securely. Any illustrative gold value shown is for engagement purposes only and does not represent real asset ownership.

5. Data Security

We use industry-standard encryption, secure servers, and access controls to protect your data. However, no system is 100 percent secure.

6. Your Rights

You have the right to access, correct, or delete your personal information, withdraw consent for certain processing activities, opt out of marketing communications, and request deletion of your account, subject to legal retention requirements. To exercise these rights, contact us at the details provided below.

7. Data Retention

We retain your personal data only as long as necessary for providing services or as required by law. After account deletion, we may retain anonymized data for analytics and compliance.

8. Children’s Privacy

UWe is not intended for users under 18 years of age. We do not knowingly collect data from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Significant changes will be notified through the app or email.

10. Contact Us

For any questions regarding this Privacy Policy or your data, please contact: Email: [Insert your official support email]. Phone: [Insert your support phone number].

Confirmation

By using UWe, you acknowledge that you have read and understood this Privacy Policy.